The opportunity to increase your income potential with Beal Financial Group is amazing, and the training is available whether you want to start slow or race out of the gate! You can find mentors and meetings locally or meet the masses of like-minded people at national events. We have a multitude of conference calls and informative email messages to keep you in-the-know of the latest happenings and news. We also provide multiple media outlets for you to access as needed, including both the most recent audio and video, as well as educational archives. Beal Financial Group is with you every step of the way as you prepare for an obtain an insurance license, and offers an elite club to mentor you as your grow your business.
Beal Financial Group focuses on a dozen or so top companies that offer mortgage protection, final expense and term life insurance, and tax-free retirement through Indexed Universal Life -- products that are in high demand, providing our clients with the best quality coverage available.
For most homeowners, the mortgage is the largest source of personal debt. Buying a home is one of the biggest financial decisions many people make, and often they do not consider how their loved ones will satisfy that pledge if something were to happen to them. Mortgage protection insurance is a type of life insurance that protects a homeowner and their family for a limited period of time – usually the length of the mortgage term. It is typically designed to replace an income of the primary wage earner so that the surviving family members do not have to struggle to pay the mortgage or other bills. Mortgage protection can be purchased for one or both spouses, and often does not require a physical exam.
Preparing for a funeral can be an exhausting event in an already emotional time. An alarming number of decisions must be made, and the costs associated with those choices are overwhelming. Beal Financial Group offers several Final Expense products to our clients that are extremely affordable and usually do not require a medical exam. While standard whole life insurance policies can provide funeral and burial coverage, Final Expense insurance policies provide superior coverage given the facts they contain a lower face value than traditional life insurance policies. The cost for a burial insurance policy is affordable and can provide thousands of dollars to pay for a basic funeral service, casket, cemetery plot and flowers. Coverage is available for ages 0 – 89, the monthly payments are very affordable, and medical exams are not required! Final Expense insurance is a superior choice for seniors because it removes the financial obligations their family would face during an already challenging time of loss.
A proper retirement income plan should include multiple sources of retirement income. At least one of those income sources should be non-taxable. This allows a retiree to coordinate various retirement income streams to minimize the overall taxation of that income. An Indexed Universal Life Insurance plan (IUL) can be used to gain interest on retirement savings and provide an income during the golden years. Because an IUL is a type of life insurance, any unused money can be left to beneficiaries. There are several advantages to an Indexed Universal Life policy that are not available with IRA’s, bonds or 401(k) plans. The primary benefit is that the plan has no market risk, so a client will not lose any money. Other advantages include no limit to contributions, a higher return than other retirement plans, and money can be withdrawn without heavy penalties. If a customer is looking for a retirement plan that earns interest and never loses money, an IUL is an excellent choice.
Term life insurance is one of the most popular types of life insurance products because of its affordability and the ease with which it can be customized to each family’s particular needs. If a client purchases a term life insurance plan and passes away within the term (the set period of the policy), a death benefit will be paid out to the loved ones they have chosen as the beneficiaries of the policy. The dollar amount of the benefit is usually based upon how much money the family needs to pay everyday expenses after a loss and how much the cost of the funeral would be. The “term” refers to how many years the policy is in force and is being paid for, usually 10, 15, 20 or 30 years. A variety of options are available to fit any budget, and some do not require a medical exam. It is even possible to have premiums refunded if a policy expires.
These are just a few of the companies that Beal Financial Group represents!
We at Beal Financial Group believe we have the absolute best leads in the business, generated in-house, putting qualified, interested clients in your hands quickly. Because our inventory is so diverse and expansive, Beal Financial Group has its own program for distribution and allocation of leads. Leads can be purchased individually or in a weekly standing order.
Since we have total control over our lead process we are able to make adjustments as needed to meet supply and demand, as well as the quality of the lead. Multiple sources and types of leads are available. In addition, our Corporate Lead Team is one of our agents’ most important resources. They are dedicated to our agent force by offering innovative tools, training and support. With their help you can customize your lead needs and budget.
At Beal Financial Group, you’ll find opportunity for part-time sales, full-time sales, and various levels of agency management. The amount of income you can earn is up to you. You could work part-time and earn an extra $500 for each policy you place, or go full-time building an agency earning a six-figure income. Review our income projections and manager bonus structure to get a better idea of your own potential. Plus, the more you earn, the more we’ll donate to charity in your name through our Good Samaritan Bonus program.
Beal Financial Group has some of the highest commissions in the ENTIRE INDUSTRY! Our agents earn up to 140%!
Beal Financial Group takes pride in offering benefits to our agents that demonstrate appreciation for our agents' hard work. You can enjoy all-expense-paid trips to exotic locales, and flexibility in your schedule. We offer pay based on your results, and a family-friendly community led by people who strive to maintain strong moral character. Our agents not only have a good income, they have fun and are rewarded for it too!
Everyone loves to be recognized for their achievements. Acknowledgement and appreciation for one’s accomplishments is so much more than a nice thing to do. It is an effective communication tool that reinforces and rewards the outcomes you want to see repeated. Beal Financial Group firmly believes in recognition for a job well done, and we do it through things like Awards Ceremonies, Agency Manager rings, level promotions, and our program which honors our successful women.