Unlike with traditional 401(k)s, The IUL is funded with non-qualified money, or after-tax dollars. So what you pay into IUL has been taxed already. That’s good news for future income – tax-free retirement income! IUL also offers the advantage of a tax-efficient death benefit for loved ones.
The index universal life policy is a worthy alternative to the 401(k), the IRA, the Roth IRA, and other investment strategies for your retirement fund.
The IRS has no hand in your IUL pot. There is no paperwork, no filing. IUL does not exist as far as the IRS is concerned.
The IUL is going to prove to you it beats traditional retirement strategies every time. So don’t walk into the “retirement casino” that has been beating you year after year. Build your OWN casino. You play the games YOU want and get some gains without losses due to a bad market. Walk out with your wealth in tact.